Services & Pricing

Sending letters is only one step.

The Repair tool on this site drafts and mails your certified dispute letters. A real credit-repair process also includes FTC IdentityTheft.gov reports, CFPB complaints, creditor and collection-agency correspondence, and bureau follow-through. My 1-on-1 packages handle all of it for you.

What the Repair tool does — and does not — do

  • Drafts and mails certified FCRA dispute letters to Experian, Equifax, TransUnion, creditors, and collectors.
  • Does not file FTC IdentityTheft.gov affidavits, submit CFPB complaints, or negotiate with collectors on your behalf.
  • Does not pull your reports for you, plan tradelines, or handle funding applications.

If you want the full process handled — from identity-theft reports to bureau follow-through to funding — pick a 1-on-1 tier below.

The full credit-repair process I run for 1-on-1 clients

1. Report pull + audit

I pull all three bureau reports and identify every negative, collection, derogatory account, and inquiry worth challenging.

2. FTC IdentityTheft.gov

For fraudulent or identity-theft items, I prepare and file the official FTC affidavit that unlocks stronger dispute rights.

3. CFPB complaints

When bureaus or furnishers ignore FCRA rules, I file formal CFPB complaints that force a documented response.

4. Certified bureau disputes

Round-by-round certified dispute letters to Experian, Equifax, and TransUnion, tracked and escalated.

5. Creditor + collector work

Debt validation, method-of-verification, goodwill, and pay-for-delete negotiations directly with the furnisher.

6. Rebuild + funding prep

Primary tradelines, business credit build-out, and funding-readiness prep so the cleaned file actually turns into approvals.

1-on-1 packages

Pick the level of hands-on help you want. Every tier includes direct access to me.

Starter

Guided DIY — you drive, I coach.

$497

One-time

  • 4 weekly 1-on-1 calls (30 min)
  • Credit foundations blueprint
  • Entity + EIN setup review
  • First funding roadmap
Enroll — Starter
Most popular

Builder

Done-with-you disputes + credit building.

$997

One-time

  • 8 weekly 1-on-1 calls (45 min)
  • Personalized dispute strategy
  • Primary + secondary tradeline plan
  • Business credit build-out
Enroll — Builder

Accelerator

I execute the disputes with you.

$1,797

One-time

  • 12 weeks of 1-on-1 coaching
  • Done-with-you dispute letters
  • FTC IdentityTheft.gov + CFPB filings prepared
  • Lender matching & intros
Enroll — Accelerator

Elite (Done-for-You)

Full white-glove — I handle everything.

$2,970

One-time

  • 16 weeks high-touch mentorship
  • I file FTC, CFPB, and bureau disputes for you
  • Unlimited voice/text access
  • SBA & credit-line prep from start to funded
Enroll — Elite (Done-for-You)

Payment is processed on the Grow page. Prefer to talk first? Book a free consultation below.

Want me to do the whole thing for you?

The Elite done-for-you tier is the fastest path. I handle FTC IdentityTheft.gov filings, CFPB complaints, every round of certified bureau disputes, creditor negotiations, and the funding prep on the back end. You just approve the strategy.

How to reach me

Educational guidance only. Results are not guaranteed. You review and approve every document before it is sent.